Life’s a Circus
I applied to both the Wharton MBA program and Clown College. To my surprise, I was accepted by both. The decision was easy. I turned down Wharton to go to Clown College.
All-Star Money has been sunsetted š„
Thanks for hanging out with us this past year! We hope you got inspired to keep on growing that money/happiness/dream lifestyle! For other great curators in the space, check out Apex Money and PersonalFinanceBlogs.com.
Yours in finance,
ā J$, Nate, Bri, Steve and Team
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I applied to both the Wharton MBA program and Clown College. To my surprise, I was accepted by both. The decision was easy. I turned down Wharton to go to Clown College.
As youāre reading this, someone is hard at work in a lab cooking up the next big idea in Upside Minus Downside technology. The wrapper will seem revolutionary, but the underlying idea will be a story as old as time.
Therapists like to say, āHappiness is an inside job.ā The idea being that your joy in life cannot be dependent on outside people or circumstances. It comes from work you do in your heart. Contentment too is an inside job.
In this week’s community news roundup, we’re celebrating trips, babies, and new projects!
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Hereās my monthly roundup of the best interest rates on cash as of March 2022. I look for lesser-known opportunities available to individuals while still keeping your principal FDIC-insured or equivalent.
Human capital: itās not a stock. Itās not a bond. But it is a very real asset. Social Security: itās not a stock. Itās not a bond. But it is a very real asset. Your homeā¦
I know putting inflation hedges on your portfolio is the sexier option, but you have more control over your personal finances than the markets when it comes to fighting inflation.
This week’s bonus tips and nuggets, featuring: an overlooked tax boost, a new book from the community, and debt jubilees!
When you pay yourself first, you make it hardāimpossibleāto spend that money. As a result, wealth canāt avoid you. It has no choice. Youāre removing the possibility of over-spending and ensuring the inevitability of long-term success.
I get rewarded twice for thriftiness. First, I get the immediate reward of an item at a severely discounted price, if not free. Second, I collect tiny moments of resilience.
The more we allow the empty promises of consumerism into our thinking and behaviors, the more common and accepted they become. At some point, they need to be exposed. At some point, we need to take a stand against them.
Whether itās TikTok’ers sharing how you can make 100% daily returns in crypto or blog posts telling you to never use your 401(k) because itās a scam, it’s safe to say the internet is full of terrible financial advice.
Although the car was restored to original condition, it now carried a ding in its vehicle accident report. I felt this potential reduction in resale should be compensated by the insurance company so I proceeded with a “diminished value” claim.
This is a summary of my learning, reflections and experience paying off £100,000 of debt in three years that I condensed into ten actionable steps.
Even if the world cannot be fixed, it can be improved. We can always strive for progress.
Do not let Get Even-itis hold your investment dollars hostage. Waiting for an investment to Get Back to Even before you sell is a useless exercise.
The simplicity of it all can be found in the story of a self-taught TV repairman who rode his bicycle to my house when I was a kid, and the millions he left afterwards.