Life’s a Circus
Larry Sayler

I applied to both the Wharton MBA program and Clown College. To my surprise, I was accepted by both. The decision was easy. I turned down Wharton to go to Clown College.

Don’t Bother Looking, It Will Find You
Josh Brown

As you’re reading this, someone is hard at work in a lab cooking up the next big idea in Upside Minus Downside technology. The wrapper will seem revolutionary, but the underlying idea will be a story as old as time.

“The Closer I Get, the Target Keeps Moving”
Kristen

Therapists like to say, “Happiness is an inside job.” The idea being that your joy in life cannot be dependent on outside people or circumstances. It comes from work you do in your heart. Contentment too is an inside job.

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    The Best Interest Rates on Cash Right Now
    Jonathan Ping

    Here’s my monthly roundup of the best interest rates on cash as of March 2022. I look for lesser-known opportunities available to individuals while still keeping your principal FDIC-insured or equivalent.

    Accounting for Illiquid/Intangible Assets on Your Household Balance Sheet
    Mike Piper

    Human capital: it’s not a stock. It’s not a bond. But it is a very real asset. Social Security: it’s not a stock. It’s not a bond. But it is a very real asset. Your home…

    The Best Personal Finance Inflation Hedges
    Ben Carlson

    I know putting inflation hedges on your portfolio is the sexier option, but you have more control over your personal finances than the markets when it comes to fighting inflation.

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    Make It Hard to Lose
    Jesse Cramer

    When you pay yourself first, you make it hard—impossible—to spend that money. As a result, wealth can’t avoid you. It has no choice. You’re removing the possibility of over-spending and ensuring the inevitability of long-term success.

    The Lifestyle of the Scrap Happy
    budgetlifelist

    I get rewarded twice for thriftiness. First, I get the immediate reward of an item at a severely discounted price, if not free. Second, I collect tiny moments of resilience.

    The Empty Promise of Consumerism Summarized On One Receipt
    Joshua Becker

    The more we allow the empty promises of consumerism into our thinking and behaviors, the more common and accepted they become. At some point, they need to be exposed. At some point, we need to take a stand against them.

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