The Financial Lessons of Coffee
Time for some personal finance 101. Through the lens of the humble cup of coffee.
Time for some personal finance 101. Through the lens of the humble cup of coffee.
If the financial planner guild didn’t already have high blood pressure before, they probably keeled over with a cardiac arrest just about now when they see that we use a line of credit as our emergency fund.
It is almost always better to invest it now, even on a risk-adjusted basis. This is true across asset classes, time periods, and nearly all valuation regimes. Generally, the longer you wait to deploy your capital, the worst off you…
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